Being involved in a hit-and-run accident can be overwhelming. The at-fault driver may be gone,but that does not necessarily mean you have no legal or financial options.
A Hit-and-Run Doesn’t Automatically End Your Claim
If the at-fault driver cannot be identified, you may still have options through your own insurance
policy or other remedies available under Maryland law. Every case should be evaluated promptly
to determine what coverage may apply.
Preserve Evidence Immediately
Evidence disappears quickly after a crash. If possible:
- Call 911 and obtain a police report.
- Photograph vehicle damage, injuries, skid marks, road conditions, and traffic signs.
- Look for nearby surveillance cameras.
- Obtain witness names and contact information.
- Record any details you remember about the fleeing vehicle, including its color, make,
model, or partial license plate.
Insurance Coverage May Still Be Available
Depending on your policy and the facts of your case:
- Personal Injury Protection (PIP) may help pay covered medical expenses and lost
wages if available and not waived. - Uninsured Motorist (UM) coverage may provide compensation when the at-fault driver
is unknown or uninsured. - In some situations, additional remedies available under Maryland law may also need to
be evaluated.
Insurance Companies May Still Challenge Your Claim
Hit-and-run claims are carefully investigated. Insurers may dispute liability, causation, coverage,
notice, or the extent of your injuries. Because Maryland follows the doctrine of contributory
negligence, preserving strong evidence is especially important.
Key Takeaways:
- A hit-and-run accident does not automatically leave you without legal options.
- Report the accident immediately and preserve all available evidence.
- PIP and UM coverage may provide valuable protection.
- Insurance companies may still dispute your claim.
- Early legal representation can help preserve evidence, identify available coverage,
and protect your right to compensation.
Injured in an Accident?
Law Offices of Chris Aguocha LLC represents accident victims throughout Maryland and the
Washington, D.C. metropolitan area.
Office: 301-322-1304
Cell: 240-470-4364
Email: chris@aguochalawyer.com
Disclaimer: This article is provided for general informational purposes only and does not
constitute legal advice. Reading this article does not create an attorney-client relationship. Every case is different, and you should consult an attorney regarding your specific circumstances.
